Brad and Stephanie make Medicare simple. They come to your kitchen table, walk you through your options in plain English, and help you find the plan that actually fits, at your pace and free.
We focus on a few things and do them well. We help retirees and folks turning 65 find the right Medicare plan, then round it out with life, short-term, or dual-eligible coverage when it makes sense.
Most folks come to us for Medicare. We compare every plan available to you with your doctors, your prescriptions, and your budget in mind, and we walk you through it at your kitchen table. Free, and always at your pace.
See how Medicare works with usIf you qualify for both, you may get extras most folks miss. We help you check.
Learn moreBridge coverage between jobs, retirement, or while you wait for Medicare to start.
Learn moreTerm, whole, and final-expense coverage that protects the people you love.
Learn moreCarriers we represent
A sample. We'll review every plan available in your area with your doctors, your prescriptions, and your budget in mind.
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We started ABASCO (A Brad and Stephanie Company) in 2024 after working in the insurance industry since 2010. We created ABASCO to do insurance the way it should be done, in person, unhurried, and honest. We're a fully licensed husband-and-wife team, and we come to you. The office can be your kitchen table, a local coffee shop, or wherever you're most comfortable. We'll walk through your options, answer your questions, and help you find the plan that fits your needs. When we're not with clients, you'll likely find us on the pickleball court, out at the disc golf course, or spending time with our three dogs.
Most of our new clients come from a neighbor's referral. We've earned that by showing up, listening, and telling folks the truth, even when it means we don't make a sale.
From the first phone call to the moment you have a plan you understand, the whole thing usually takes about a week.
Tell us a bit about your situation. Brad or Stephanie reads every submission and replies within one business day, usually faster.
About 10 minutes, by phone or text, your choice. We figure out where you are: turning 65, on Medicare already, between jobs, helping a parent. Just a relaxed, real conversation.
We drive to you. Spread the plans on the table, compare them with your doctors, your prescriptions, and your budget in mind. You decide. We enroll you on the spot if you want.
Four things that show up in every conversation we have with new neighbors. Together they're the whole reason we exist.
Kitchen tables, living rooms, front porches. We meet folks where they're comfortable. Driving is on us.
When you fill out our form, Brad or Stephanie gets back to you within one business day, usually faster and always a real person you can reach directly.
We're your neighbors, not a brand. Most of our new clients come from word-of-mouth referrals from folks we've already helped.
Plans change every year. So do your prescriptions and doctors. We review every fall to make sure you're still in the right plan, for as long as you'll have us.
Have a question that isn't here? Send it through our form, and Brad or Stephanie will get back to you within one business day.
Nothing. We're paid by the insurance carriers when you enroll, not by you. The compensation is also standardized, carriers pay the same regardless of which plan you pick, so our only interest is finding the plan that's right for you.
About 3 months before your 65th birthday. That's when your Initial Enrollment Period opens. Reaching out early gives us time to compare plans without rushing, and to make sure your effective date lines up with the day your Medicare starts.
The Annual Enrollment Period (AEP) runs October 15 through December 7, that's when most plan changes happen. The Medicare Advantage Open Enrollment Period (OEP) runs January 1 through March 31. Major life events (moving, losing other coverage) can also open a Special Enrollment Period.
Advantage (Part C) bundles your A, B, and usually D into one private plan, often with extras like dental or gym memberships, but with networks. Supplement (Medigap) pairs with Original Medicare and helps pay your share of costs, with the freedom to see any doctor who takes Medicare. Which is better depends on your health, your doctors, and your prescriptions. We'll walk through both with you.
No. Sometimes the plan you're on is the best one available. We'll tell you straight, and we make money the same whether you switch or not, so it's entirely your call.
Yes, that's how we do most of our work. Brad or Stephanie drives to you, sits down at your kitchen table, and walks through your options on paper. If you'd rather meet over coffee, or by phone, that works too. The visit is free either way.
Never. We use your contact info only to talk with you about insurance, and we keep it private, always.
Fill in your details and we will be in touch within one business day, usually faster. The form is the easiest way to get started, and your consent below lets us legally call you back.
Your details are on their way to us. Brad or Stephanie will be in touch within one business day, usually faster.